Side-by-side · Q2 2026 data
Pace Federal Credit Union vs Berkeley County Public Schools Federal Credit Union
Credit union
Pace Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
Berkeley County Public Schools Federal Credit Union
Martinsburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Pace Federal Credit Union | Berkeley County Public Schools Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 79 (stronger) | 51 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 61 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 59th |
| Total assets | $8.7M | $8.0M |
| Deposits / shares | $7.5M | $7.2M |
| Capital ratio | 12.88% (stronger) | 10.10% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.03% | 1.16% (stronger) |
| Loans ÷ deposits | 57.4% | 50.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pace Federal Credit Union has the higher TellerScore (86 vs 78). On the 6 directional measures above (where higher or lower is clearly better), Pace Federal Credit Union leads on 4 and Berkeley County Public Schools Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.