Side-by-side · Q2 2026 data
Pacific Coast Bankers' Bank vs Commerce West Bank
Metric by metric
| Measure | Pacific Coast Bankers' Bank | Commerce West Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 61 |
| Capital cushion | 63 (stronger) | 61 |
| Loan quality | 83 (stronger) | 59 |
| Earnings | 47 | 68 (stronger) |
| Funding & liquidity | 29 | 37 (stronger) |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 30th | 24th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $653.0M | $1.1B |
| Capital ratio | 11.35% (stronger) | 11.14% |
| Problem loans | 0.52% (stronger) | 1.23% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.67% | 1.20% (stronger) |
| Loans ÷ deposits | 80.9% | 72.9% (stronger) |
| Uninsured deposits | 78.9% (stronger) | 79.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Coast Bankers' Bank has the higher TellerScore (63 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Pacific Coast Bankers' Bank leads on 5 and Commerce West Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.