Side-by-side · Q2 2026 data
Pacific Crest Bank vs American Continental Bank
Metric by metric
| Measure | Pacific Crest Bank | American Continental Bank |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 84 | 88 (stronger) |
| Earnings | 44 | 80 (stronger) |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 31st | 91st |
| Total assets | $318.5M | $385.3M |
| Deposits / shares | $239.9M | $316.7M |
| Capital ratio | 11.14% | 16.23% (stronger) |
| Problem loans | 0.47% | 0.37% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.59% | 1.49% (stronger) |
| Loans ÷ deposits | 99.7% | 89.2% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 25.8% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.4% |
American Continental Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Pacific Crest Bank leads on 1 and American Continental Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.