Side-by-side · Q2 2026 data
Pacific Crest Bank vs Liberty Bank
Metric by metric
| Measure | Pacific Crest Bank | Liberty Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 57 |
| Capital cushion | 61 (stronger) | 44 |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 44 (stronger) | 34 |
| Funding & liquidity | 55 (stronger) | 25 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 31st | 14th |
| Total assets | $318.5M | $206.0M |
| Deposits / shares | $239.9M | $164.4M |
| Capital ratio | 11.14% (stronger) | 9.35% |
| Problem loans | 0.47% | 0.14% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.59% (stronger) | 0.36% |
| Loans ÷ deposits | 99.7% (stronger) | 100.8% |
| Uninsured deposits | 20.6% (stronger) | 45.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Crest Bank has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Pacific Crest Bank leads on 6 and Liberty Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.