Side-by-side · Q2 2026 data
Pacific Crest Bank vs Mountain Pacific Bank
Metric by metric
| Measure | Pacific Crest Bank | Mountain Pacific Bank |
|---|---|---|
| TellerScore | 66 | 70 (stronger) |
| Capital cushion | 61 | 65 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 44 | 80 (stronger) |
| Funding & liquidity | 55 (stronger) | 40 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 31st | 43rd |
| Total assets | $318.5M | $896.4M |
| Deposits / shares | $239.9M | $709.1M |
| Capital ratio | 11.14% | 11.52% (stronger) |
| Problem loans | 0.47% (stronger) | 0.67% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 0.59% | 1.50% (stronger) |
| Loans ÷ deposits | 99.7% (stronger) | 102.8% |
| Uninsured deposits | 20.6% (stronger) | 30.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
Mountain Pacific Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Pacific Crest Bank leads on 4 and Mountain Pacific Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.