Side-by-side · Q2 2026 data
Pacific Crest Bank vs Seattle Bank
Metric by metric
| Measure | Pacific Crest Bank | Seattle Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 42 |
| Capital cushion | 61 (stronger) | 53 |
| Loan quality | 84 (stronger) | 6 |
| Earnings | 44 | 59 (stronger) |
| Funding & liquidity | 55 (stronger) | 50 |
| Problem-loan coverage | 94 (stronger) | 49 |
| Peer percentile | 31st | 3rd |
| Total assets | $318.5M | $891.4M |
| Deposits / shares | $239.9M | $785.2M |
| Capital ratio | 11.14% (stronger) | 10.29% |
| Problem loans | 0.47% (stronger) | 2.81% |
| Net charge-offs | -0.00% (stronger) | 0.74% |
| Return on assets | 0.59% | 0.98% (stronger) |
| Loans ÷ deposits | 99.7% | 91.9% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 31.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Crest Bank has the higher TellerScore (66 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Pacific Crest Bank leads on 5 and Seattle Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.