Side-by-side · Q2 2026 data
Pacific N W Federal Credit Union vs Consolidated Federal Credit Union
Credit union
Consolidated Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Pacific N W Federal Credit Union | Consolidated Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 90 | 91 (stronger) |
| Earnings | 46 | 65 (stronger) |
| Funding & liquidity | 76 | 85 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 41st | 92nd |
| Total assets | $317.3M | $833.7M |
| Deposits / shares | $280.7M | $698.1M |
| Capital ratio | 9.84% | 15.31% (stronger) |
| Problem loans | 0.31% | 0.27% (stronger) |
| Net charge-offs | 0.50% | 0.06% (stronger) |
| Return on assets | 0.64% | 1.13% (stronger) |
| Loans ÷ deposits | 84.7% | 75.3% (stronger) |
| Uninsured deposits | 6.8% (stronger) | 8.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | 25.2% |
Consolidated Federal Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Pacific N W Federal Credit Union leads on 1 and Consolidated Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.