Side-by-side · Q2 2026 data
Pacific N W Federal Credit Union vs Old West Federal Credit Union
Metric by metric
| Measure | Pacific N W Federal Credit Union | Old West Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 63 |
| Capital cushion | 48 | 70 (stronger) |
| Loan quality | 90 (stronger) | 54 |
| Earnings | 46 (stronger) | 35 |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 41st | 29th |
| Total assets | $317.3M | $319.0M |
| Deposits / shares | $280.7M | $278.3M |
| Capital ratio | 9.84% | 11.97% (stronger) |
| Problem loans | 0.31% (stronger) | 1.37% |
| Net charge-offs | 0.50% | 0.05% (stronger) |
| Return on assets | 0.64% (stronger) | 0.37% |
| Loans ÷ deposits | 84.7% | 71.8% (stronger) |
| Uninsured deposits | 6.8% | 4.8% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | — |
Pacific N W Federal Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Pacific N W Federal Credit Union leads on 3 and Old West Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.