TellerScore

Side-by-side · Q2 2026 data

Pacific Service Credit Union vs Sesloc Credit Union

Credit union

Pacific Service Credit Union

Concord, California · $1 billion – $10 billion

82of 100
Strong

Credit union

Sesloc Credit Union

San Luis Obispo, California · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasurePacific Service Credit UnionSesloc Credit Union
TellerScore82 (stronger)64
Capital cushion100 (stronger)44
Loan quality88 (stronger)87
Earnings50 (stronger)41
Funding & liquidity7077 (stronger)
Problem-loan coverage96 (stronger)93
Peer percentile91st36th
Total assets$1.3B$1.3B
Deposits / shares$1.1B$1.1B
Capital ratio15.54% (stronger)9.41%
Problem loans0.35% (stronger)0.40%
Net charge-offs0.58%0.34% (stronger)
Return on assets0.76% (stronger)0.53%
Loans ÷ deposits90.6%83.2% (stronger)
Uninsured deposits4.5% (stronger)11.5%
Offices57
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)18.9%—

Pacific Service Credit Union has the higher TellerScore (82 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Pacific Service Credit Union leads on 5 and Sesloc Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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