Side-by-side · Q2 2026 data
Palace City Federal Credit Union vs Consumer'S Federal Credit Union
Credit union
Palace City Federal Credit Union
Mitchell, South Dakota · Under $100 million in assets
Credit union
Consumer'S Federal Credit Union
Gregory, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Palace City Federal Credit Union | Consumer'S Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 49 (stronger) | 47 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 37 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 44th | 49th |
| Total assets | $16.5M | $21.4M |
| Deposits / shares | $14.7M | $19.2M |
| Capital ratio | 9.92% (stronger) | 9.65% |
| Problem loans | 0.01% (stronger) | 0.14% |
| Net charge-offs | -0.04% (stronger) | 0.08% |
| Return on assets | 0.43% | 0.84% (stronger) |
| Loans ÷ deposits | 44.3% (stronger) | 54.5% |
| Uninsured deposits | 1.0% (stronger) | 2.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Consumer'S Federal Credit Union has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Palace City Federal Credit Union leads on 5 and Consumer'S Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.