Side-by-side · Q2 2026 data
Palace City Federal Credit Union vs Sisseton-Wahpeton Federal Credit Union
Credit union
Palace City Federal Credit Union
Mitchell, South Dakota · Under $100 million in assets
Credit union
Sisseton-Wahpeton Federal Credit Union
Agency Village, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Palace City Federal Credit Union | Sisseton-Wahpeton Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 47 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 37 (stronger) | 5 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 44th | 7th |
| Total assets | $16.5M | $4.9M |
| Deposits / shares | $14.7M | $2.3M |
| Capital ratio | 9.92% | 41.30% (stronger) |
| Problem loans | 0.01% (stronger) | 3.84% |
| Net charge-offs | -0.04% (stronger) | -0.04% |
| Return on assets | 0.43% (stronger) | -0.37% |
| Loans ÷ deposits | 44.3% (stronger) | 129.4% |
| Uninsured deposits | 1.0% (stronger) | 10.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Palace City Federal Credit Union has the higher TellerScore (72 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Palace City Federal Credit Union leads on 6 and Sisseton-Wahpeton Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.