Side-by-side · Q2 2026 data
Palmetto Citizens Federal Credit Union vs Srp Federal Credit Union
Credit union
Palmetto Citizens Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Palmetto Citizens Federal Credit Union | Srp Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 85 | 88 (stronger) |
| Loan quality | 63 | 75 (stronger) |
| Earnings | 79 (stronger) | 73 |
| Funding & liquidity | 91 (stronger) | 78 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 88th | 89th |
| Total assets | $1.5B | $2.1B |
| Deposits / shares | $1.2B | $1.8B |
| Capital ratio | 13.48% | 13.79% (stronger) |
| Problem loans | 1.11% | 0.74% (stronger) |
| Net charge-offs | 0.80% (stronger) | 0.85% |
| Return on assets | 1.49% (stronger) | 1.34% |
| Loans ÷ deposits | 69.3% (stronger) | 81.9% |
| Uninsured deposits | 0.0% (stronger) | 4.9% |
| Offices | 11 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.7% | 16.6% |
Srp Federal Credit Union has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Palmetto Citizens Federal Credit Union leads on 4 and Srp Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.