Side-by-side · Q2 2026 data
Palmetto State Bank vs Srp Federal Credit Union
Metric by metric
| Measure | Palmetto State Bank | Srp Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 81 |
| Capital cushion | 98 (stronger) | 88 |
| Loan quality | 96 (stronger) | 75 |
| Earnings | 58 | 73 (stronger) |
| Funding & liquidity | 86 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 92nd | 89th |
| Total assets | $597.5M | $2.1B |
| Deposits / shares | $493.7M | $1.8B |
| Capital ratio | 14.85% (stronger) | 13.79% |
| Problem loans | 0.12% (stronger) | 0.74% |
| Net charge-offs | -0.03% (stronger) | 0.85% |
| Return on assets | 0.96% | 1.34% (stronger) |
| Loans ÷ deposits | 46.5% (stronger) | 81.9% |
| Uninsured deposits | 27.4% | 4.9% (stronger) |
| Offices | 7 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 16.6% |
Palmetto State Bank has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Palmetto State Bank leads on 5 and Srp Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Allendale, SC