Side-by-side · Q2 2026 data
Pantex Federal Credit Union vs Harris County Federal Credit Union
Metric by metric
| Measure | Pantex Federal Credit Union | Harris County Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 77 (stronger) | 46 |
| Earnings | 81 | 93 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 95th | 86th |
| Total assets | $233.4M | $223.3M |
| Deposits / shares | $183.3M | $169.5M |
| Capital ratio | 22.25% | 22.91% (stronger) |
| Problem loans | 0.69% (stronger) | 1.62% |
| Net charge-offs | 0.50% (stronger) | 1.41% |
| Return on assets | 1.53% | 1.84% (stronger) |
| Loans ÷ deposits | 34.8% (stronger) | 64.6% |
| Uninsured deposits | 7.1% (stronger) | 7.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pantex Federal Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Pantex Federal Credit Union leads on 5 and Harris County Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.