Side-by-side · Q2 2026 data
Pantex Federal Credit Union vs Pampa Municipal Credit Union
Metric by metric
| Measure | Pantex Federal Credit Union | Pampa Municipal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 77 (stronger) | 46 |
| Earnings | 81 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 95th | 36th |
| Total assets | $233.4M | $5.4M |
| Deposits / shares | $183.3M | $4.6M |
| Capital ratio | 22.25% (stronger) | 14.08% |
| Problem loans | 0.69% (stronger) | 1.63% |
| Net charge-offs | 0.50% | -0.02% (stronger) |
| Return on assets | 1.53% (stronger) | 0.88% |
| Loans ÷ deposits | 34.8% (stronger) | 90.9% |
| Uninsured deposits | 7.1% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pantex Federal Credit Union has the higher TellerScore (90 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pantex Federal Credit Union leads on 5 and Pampa Municipal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.