Side-by-side · Q2 2026 data
Paradise Bank vs Central Bank
Metric by metric
| Measure | Paradise Bank | Central Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 63 |
| Capital cushion | 38 | 41 (stronger) |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 61 (stronger) | 38 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 61st | 24th |
| Total assets | $415.2M | $386.8M |
| Deposits / shares | $381.2M | $325.2M |
| Capital ratio | 8.76% | 9.11% (stronger) |
| Problem loans | 0.05% | 0.04% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.13% |
| Return on assets | 2.22% (stronger) | 0.84% |
| Loans ÷ deposits | 74.0% (stronger) | 100.7% |
| Uninsured deposits | 37.3% | 34.7% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paradise Bank has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Paradise Bank leads on 4 and Central Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.