Side-by-side · Q2 2026 data
Paradise Bank vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Paradise Bank | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 98 (stronger) | 76 |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 61 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 61st | 91st |
| Total assets | $415.2M | $151.2M |
| Deposits / shares | $381.2M | $130.8M |
| Capital ratio | 8.76% | 15.46% (stronger) |
| Problem loans | 0.05% (stronger) | 0.71% |
| Net charge-offs | 0.09% (stronger) | 0.81% |
| Return on assets | 2.22% (stronger) | 1.49% |
| Loans ÷ deposits | 74.0% (stronger) | 77.0% |
| Uninsured deposits | 37.3% | 8.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Paradise Bank leads on 4 and Jm Associates Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.