Side-by-side · Q2 2026 data
Paradise Bank vs Waterfall Bank
Metric by metric
| Measure | Paradise Bank | Waterfall Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 38 | 76 (stronger) |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 100 (stronger) | 19 |
| Funding & liquidity | 61 (stronger) | 0 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 61st | 20th |
| Total assets | $415.2M | $409.9M |
| Deposits / shares | $381.2M | $330.3M |
| Capital ratio | 8.76% | 12.64% (stronger) |
| Problem loans | 0.05% | 0.03% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.15% |
| Return on assets | 2.22% (stronger) | -0.03% |
| Loans ÷ deposits | 74.0% (stronger) | 114.1% |
| Uninsured deposits | 37.3% (stronger) | 61.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paradise Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Paradise Bank leads on 5 and Waterfall Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.