Side-by-side · Q2 2026 data
Park Bank, National Association vs Ladysmith Federal Savings and Loan Association
Bank
Ladysmith Federal Savings and Loan Association
Ladysmith, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Park Bank, National Association | Ladysmith Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 63 (stronger) | 45 |
| Capital cushion | 93 (stronger) | 42 |
| Loan quality | 26 | 32 (stronger) |
| Earnings | 24 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 90 (stronger) | 64 |
| Peer percentile | 22nd | 6th |
| Total assets | $76.5M | $93.2M |
| Deposits / shares | $63.7M | $72.3M |
| Capital ratio | 14.26% (stronger) | 9.18% |
| Problem loans | 2.23% | 2.03% (stronger) |
| Net charge-offs | -0.42% (stronger) | 0.09% |
| Return on assets | 0.11% | 0.57% (stronger) |
| Loans ÷ deposits | 39.9% (stronger) | 99.9% |
| Uninsured deposits | 10.4% | 4.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
Park Bank, National Association has the higher TellerScore (63 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Park Bank, National Association leads on 4 and Ladysmith Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.