Side-by-side · Q2 2026 data
Park Bank, National Association vs Union State Bank
Metric by metric
| Measure | Park Bank, National Association | Union State Bank |
|---|---|---|
| TellerScore | 63 | 82 (stronger) |
| Capital cushion | 93 (stronger) | 72 |
| Loan quality | 26 | 95 (stronger) |
| Earnings | 24 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 22nd | 82nd |
| Total assets | $76.5M | $117.6M |
| Deposits / shares | $63.7M | $97.4M |
| Capital ratio | 14.26% (stronger) | 12.15% |
| Problem loans | 2.23% | 0.14% (stronger) |
| Net charge-offs | -0.42% (stronger) | 0.00% |
| Return on assets | 0.11% | 1.34% (stronger) |
| Loans ÷ deposits | 39.9% (stronger) | 79.6% |
| Uninsured deposits | 10.4% (stronger) | 14.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 4.1% |
Union State Bank has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Park Bank, National Association leads on 4 and Union State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.