Side-by-side · Q2 2026 data
Park City Credit Union vs Unitedone Credit Union
Metric by metric
| Measure | Park City Credit Union | Unitedone Credit Union |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 49 | 68 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 53 | 57 (stronger) |
| Funding & liquidity | 67 (stronger) | 58 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 41st | 60th |
| Total assets | $397.4M | $348.3M |
| Deposits / shares | $339.0M | $282.7M |
| Capital ratio | 9.92% | 11.82% (stronger) |
| Problem loans | 0.36% | 0.24% (stronger) |
| Net charge-offs | 0.16% | 0.12% (stronger) |
| Return on assets | 0.82% | 0.92% (stronger) |
| Loans ÷ deposits | 92.8% (stronger) | 102.3% |
| Uninsured deposits | 7.0% | 6.2% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Unitedone Credit Union has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Park City Credit Union leads on 1 and Unitedone Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.