Side-by-side · Q2 2026 data
Park Federal Credit Union vs Commonwealth Federal Credit Union
Metric by metric
| Measure | Park Federal Credit Union | Commonwealth Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 33 | 71 (stronger) |
| Earnings | 36 | 82 (stronger) |
| Funding & liquidity | 63 | 76 (stronger) |
| Problem-loan coverage | 82 | 88 (stronger) |
| Peer percentile | 33rd | 70th |
| Total assets | $1.4B | $2.9B |
| Deposits / shares | $1.1B | $2.6B |
| Capital ratio | 17.86% (stronger) | 11.26% |
| Problem loans | 2.00% | 0.87% (stronger) |
| Net charge-offs | 1.57% | 0.94% (stronger) |
| Return on assets | 0.40% | 1.55% (stronger) |
| Loans ÷ deposits | 97.1% | 84.1% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 7.5% |
| Offices | 9 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | — |
Commonwealth Federal Credit Union has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Park Federal Credit Union leads on 2 and Commonwealth Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.