Side-by-side · Q2 2026 data
Park State Bank & Trust vs Equitable Savings and Loan Association
Metric by metric
| Measure | Park State Bank & Trust | Equitable Savings and Loan Association |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 62 (stronger) | 24 |
| Funding & liquidity | 85 (stronger) | 51 |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 68th | 61st |
| Total assets | $162.3M | $168.3M |
| Deposits / shares | $145.7M | $128.2M |
| Capital ratio | 11.26% | 15.69% (stronger) |
| Problem loans | 0.05% (stronger) | 0.22% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.05% (stronger) | 0.11% |
| Loans ÷ deposits | 75.6% (stronger) | 109.2% |
| Uninsured deposits | 6.3% (stronger) | 9.7% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.9% |
Park State Bank & Trust has the higher TellerScore (77 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Park State Bank & Trust leads on 5 and Equitable Savings and Loan Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.