Side-by-side · Q2 2026 data
Park State Bank & Trust vs Verus Bank of Commerce
Metric by metric
| Measure | Park State Bank & Trust | Verus Bank of Commerce |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 62 (stronger) | 61 |
| Funding & liquidity | 85 (stronger) | 45 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 68th | 86th |
| Total assets | $162.3M | $202.4M |
| Deposits / shares | $145.7M | $162.9M |
| Capital ratio | 11.26% | 18.46% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.05% (stronger) | 1.02% |
| Loans ÷ deposits | 75.6% (stronger) | 107.5% |
| Uninsured deposits | 6.3% (stronger) | 21.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Verus Bank of Commerce has the higher TellerScore (84 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Park State Bank & Trust leads on 3 and Verus Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.