Side-by-side · Q2 2026 data
Park State Bank vs Grand Rapids State Bank
Metric by metric
| Measure | Park State Bank | Grand Rapids State Bank |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 49 | 50 (stronger) |
| Loan quality | 69 | 99 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 73 | 88 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 40th | 84th |
| Total assets | $1.5B | $261.1M |
| Deposits / shares | $1.2B | $234.1M |
| Capital ratio | 9.89% | 10.03% (stronger) |
| Problem loans | 0.92% | 0.02% (stronger) |
| Net charge-offs | 0.55% | -0.03% (stronger) |
| Return on assets | 1.30% | 2.22% (stronger) |
| Loans ÷ deposits | 74.1% | 60.1% (stronger) |
| Uninsured deposits | 26.5% | 25.8% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Grand Rapids State Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Park State Bank leads on 0 and Grand Rapids State Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.