Side-by-side · Q2 2026 data
Park State Bank vs Security Bank & Trust Company
Metric by metric
| Measure | Park State Bank | Security Bank & Trust Company |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 49 (stronger) | 44 |
| Loan quality | 69 | 89 (stronger) |
| Earnings | 72 | 98 (stronger) |
| Funding & liquidity | 73 (stronger) | 60 |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 40th | 74th |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 9.89% (stronger) | 9.37% |
| Problem loans | 0.92% | 0.34% (stronger) |
| Net charge-offs | 0.55% | 0.07% (stronger) |
| Return on assets | 1.30% | 1.96% (stronger) |
| Loans ÷ deposits | 74.1% | 71.3% (stronger) |
| Uninsured deposits | 26.5% (stronger) | 40.9% |
| Offices | 14 | 19 |
| CFPB complaints (3 yrs) | — | 124 |
| Complaints per $1B deposits | — | 103.3 |
| Mortgage denial rate (HMDA) | 12.5% | 2.6% |
Security Bank & Trust Company has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Park State Bank leads on 2 and Security Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.