Side-by-side · Q2 2026 data
Parke Bank vs Atlantic City Electric Co Emp Federal Credit Union
Credit union
Atlantic City Electric Co Emp Federal Credit Union
Mays Landing, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Parke Bank | Atlantic City Electric Co Emp Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 91 (stronger) | 34 |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 21 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 97th | 40th |
| Total assets | $2.3B | $62.5M |
| Deposits / shares | $1.8B | $55.7M |
| Capital ratio | 15.88% (stronger) | 14.58% |
| Problem loans | 0.27% (stronger) | 1.98% |
| Net charge-offs | 0.10% (stronger) | 0.54% |
| Return on assets | 2.18% (stronger) | 0.62% |
| Loans ÷ deposits | 113.3% | 40.3% (stronger) |
| Uninsured deposits | 41.1% | 2.5% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | — |
Parke Bank has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Parke Bank leads on 5 and Atlantic City Electric Co Emp Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.