Side-by-side · Q2 2026 data
Parke Bank vs Energy People Federal Credit Union
Credit union
Energy People Federal Credit Union
Medford, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Parke Bank | Energy People Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 100 (stronger) | 25 |
| Funding & liquidity | 21 | 66 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 97th | 65th |
| Total assets | $2.3B | $18.1M |
| Deposits / shares | $1.8B | $14.7M |
| Capital ratio | 15.88% | 18.48% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.25% |
| Return on assets | 2.18% (stronger) | 0.14% |
| Loans ÷ deposits | 113.3% | 93.8% (stronger) |
| Uninsured deposits | 41.1% | 3.3% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | — |
Parke Bank has the higher TellerScore (85 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Parke Bank leads on 3 and Energy People Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.