Side-by-side · Q2 2026 data
Partners Federal Credit Union vs Orange County'S Federal Credit Union
Credit union
Orange County'S Federal Credit Union
Santa Ana, California · $1 billion – $10 billion
Metric by metric
| Measure | Partners Federal Credit Union | Orange County'S Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 67 (stronger) | 57 |
| Loan quality | 75 | 78 (stronger) |
| Earnings | 51 | 73 (stronger) |
| Funding & liquidity | 69 (stronger) | 66 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 50th | 58th |
| Total assets | $2.8B | $3.1B |
| Deposits / shares | $2.4B | $2.6B |
| Capital ratio | 11.74% (stronger) | 10.66% |
| Problem loans | 0.74% | 0.65% (stronger) |
| Net charge-offs | 0.71% | 0.48% (stronger) |
| Return on assets | 0.79% | 1.31% (stronger) |
| Loans ÷ deposits | 91.4% (stronger) | 94.6% |
| Uninsured deposits | 6.3% (stronger) | 8.4% |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.1% | — |
Orange County'S Federal Credit Union has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Partners Federal Credit Union leads on 3 and Orange County'S Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.