Side-by-side · Q2 2026 data
Path Federal Credit Union vs Public Service Plaza Federal Credit Union
Credit union
Path Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Credit union
Public Service Plaza Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Path Federal Credit Union | Public Service Plaza Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 54 (stronger) |
| Earnings | 28 | 73 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 12th | 72nd |
| Total assets | $14.2M | $13.1M |
| Deposits / shares | $10.0M | $10.3M |
| Capital ratio | 27.20% (stronger) | 20.21% |
| Problem loans | 4.26% | 1.39% (stronger) |
| Net charge-offs | 1.63% | -0.41% (stronger) |
| Return on assets | 0.19% | 1.32% (stronger) |
| Loans ÷ deposits | 98.4% | 20.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Plaza Federal Credit Union has the higher TellerScore (83 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Path Federal Credit Union leads on 1 and Public Service Plaza Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.