Side-by-side · Q2 2026 data
Pathfinder Bank vs Alma Bank
Metric by metric
| Measure | Pathfinder Bank | Alma Bank |
|---|---|---|
| TellerScore | 42 | 57 (stronger) |
| Capital cushion | 46 | 53 (stronger) |
| Loan quality | 0 | 72 (stronger) |
| Earnings | 57 (stronger) | 46 |
| Funding & liquidity | 76 (stronger) | 34 |
| Problem-loan coverage | 50 | 86 (stronger) |
| Peer percentile | 3rd | 16th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 9.64% | 10.35% (stronger) |
| Problem loans | 4.69% | 0.84% (stronger) |
| Net charge-offs | 0.48% | 0.12% (stronger) |
| Return on assets | 0.94% (stronger) | 0.66% |
| Loans ÷ deposits | 73.4% (stronger) | 100.3% |
| Uninsured deposits | 24.5% (stronger) | 38.3% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alma Bank has the higher TellerScore (57 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Pathfinder Bank leads on 3 and Alma Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.