TellerScore

Side-by-side · Q2 2026 data

Pathfinder Bank vs Compass Federal Credit Union

Bank

Pathfinder Bank

Oswego, New York · $1 billion – $10 billion

42of 100
Below average

Credit union

Compass Federal Credit Union

Oswego, New York · $100 million – $1 billion

89of 100
Very strong

Metric by metric

MeasurePathfinder BankCompass Federal Credit Union
TellerScore4289 (stronger)
Capital cushion46100 (stronger)
Loan quality085 (stronger)
Earnings5769 (stronger)
Funding & liquidity7697 (stronger)
Problem-loan coverage5095 (stronger)
Peer percentile3rd94th
Total assets$1.5B$101.5M
Deposits / shares$1.2B$85.0M
Capital ratio9.64%15.28% (stronger)
Problem loans4.69%0.46% (stronger)
Net charge-offs0.48%0.46% (stronger)
Return on assets0.94%1.22% (stronger)
Loans ÷ deposits73.4%62.8% (stronger)
Uninsured deposits24.5%7.3% (stronger)
Offices116
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—0.0%

Compass Federal Credit Union has the higher TellerScore (89 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Pathfinder Bank leads on 0 and Compass Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions