Side-by-side · Q2 2026 data
Pathfinder Bank vs Together Credit Union
Metric by metric
| Measure | Pathfinder Bank | Together Credit Union |
|---|---|---|
| TellerScore | 42 | 64 (stronger) |
| Capital cushion | 46 | 47 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 57 (stronger) | 52 |
| Funding & liquidity | 76 (stronger) | 67 |
| Problem-loan coverage | 50 | 91 (stronger) |
| Peer percentile | 3rd | 36th |
| Total assets | $1.5B | $2.7B |
| Deposits / shares | $1.2B | $2.3B |
| Capital ratio | 9.64% | 9.66% (stronger) |
| Problem loans | 4.69% | 0.54% (stronger) |
| Net charge-offs | 0.48% (stronger) | 0.79% |
| Return on assets | 0.94% (stronger) | 0.81% |
| Loans ÷ deposits | 73.4% (stronger) | 93.6% |
| Uninsured deposits | 24.5% | 7.7% (stronger) |
| Offices | 11 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.4% |
Together Credit Union has the higher TellerScore (64 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Pathfinder Bank leads on 3 and Together Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.