Side-by-side · Q2 2026 data
Patriot Bank vs First Vision Bank of Tennessee
Metric by metric
| Measure | Patriot Bank | First Vision Bank of Tennessee |
|---|---|---|
| TellerScore | 54 | 77 (stronger) |
| Capital cushion | 49 | 74 (stronger) |
| Loan quality | 51 | 97 (stronger) |
| Earnings | 35 | 60 (stronger) |
| Funding & liquidity | 78 (stronger) | 69 |
| Problem-loan coverage | 83 (stronger) | 79 |
| Peer percentile | 10th | 68th |
| Total assets | $451.2M | $414.2M |
| Deposits / shares | $402.3M | $357.0M |
| Capital ratio | 9.89% | 12.40% (stronger) |
| Problem loans | 1.47% | 0.08% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.01% |
| Return on assets | 0.38% | 1.01% (stronger) |
| Loans ÷ deposits | 62.8% (stronger) | 82.1% |
| Uninsured deposits | 32.1% | 23.4% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 5.8% |
First Vision Bank of Tennessee has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Patriot Bank leads on 2 and First Vision Bank of Tennessee on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.