Side-by-side · Q2 2026 data
Patrons Bank, National Association vs Security State Bank of Oklahoma
Metric by metric
| Measure | Patrons Bank, National Association | Security State Bank of Oklahoma |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 58 | 74 (stronger) |
| Loan quality | 73 | 77 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 51 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 40th | 75th |
| Total assets | $314.5M | $388.2M |
| Deposits / shares | $275.4M | $287.5M |
| Capital ratio | 10.77% | 12.41% (stronger) |
| Problem loans | 0.80% | 0.69% (stronger) |
| Net charge-offs | -0.31% (stronger) | 0.56% |
| Return on assets | 1.08% | 2.39% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 71.3% |
| Uninsured deposits | 27.2% (stronger) | 49.2% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Security State Bank of Oklahoma has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Patrons Bank, National Association leads on 3 and Security State Bank of Oklahoma on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wewoka, OK