Side-by-side · Q2 2026 data
Patrons Bank, National Association vs Western Sun Federal Credit Union
Credit union
Western Sun Federal Credit Union
Broken Arrow, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Patrons Bank, National Association | Western Sun Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 73 | 76 (stronger) |
| Earnings | 63 (stronger) | 24 |
| Funding & liquidity | 79 (stronger) | 65 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 40th | 60th |
| Total assets | $314.5M | $181.5M |
| Deposits / shares | $275.4M | $148.2M |
| Capital ratio | 10.77% | 17.57% (stronger) |
| Problem loans | 0.80% | 0.71% (stronger) |
| Net charge-offs | -0.31% (stronger) | 0.69% |
| Return on assets | 1.08% (stronger) | 0.09% |
| Loans ÷ deposits | 68.2% (stronger) | 95.7% |
| Uninsured deposits | 27.2% | 2.7% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 17.8% |
Western Sun Federal Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Patrons Bank, National Association leads on 3 and Western Sun Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Okmulgee, OK