Side-by-side · Q2 2026 data
Patterson State Bank vs American Bank
Metric by metric
| Measure | Patterson State Bank | American Bank |
|---|---|---|
| TellerScore | 50 (stronger) | 38 |
| Capital cushion | 39 | 51 (stronger) |
| Loan quality | 41 (stronger) | 0 |
| Earnings | 45 | 45 |
| Funding & liquidity | 79 (stronger) | 62 |
| Problem-loan coverage | 73 (stronger) | 39 |
| Peer percentile | 7th | 2nd |
| Total assets | $330.7M | $366.6M |
| Deposits / shares | $296.3M | $322.6M |
| Capital ratio | 8.92% | 10.08% (stronger) |
| Problem loans | 1.78% (stronger) | 5.04% |
| Net charge-offs | 0.36% | 0.12% (stronger) |
| Return on assets | 0.61% | 0.63% (stronger) |
| Loans ÷ deposits | 64.2% (stronger) | 75.8% |
| Uninsured deposits | 30.4% (stronger) | 34.8% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.1% |
Patterson State Bank has the higher TellerScore (50 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Patterson State Bank leads on 4 and American Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.