Side-by-side · Q2 2026 data
PB&T Bank vs Academy Bank, National Association
Metric by metric
| Measure | PB&T Bank | Academy Bank, National Association |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 56 | 93 (stronger) |
| Loan quality | 82 (stronger) | 65 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 58 (stronger) | 49 |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 61st | 70th |
| Total assets | $815.2M | $3.2B |
| Deposits / shares | $717.6M | $2.7B |
| Capital ratio | 10.64% | 14.35% (stronger) |
| Problem loans | 0.54% (stronger) | 1.05% |
| Net charge-offs | -0.00% (stronger) | 0.29% |
| Return on assets | 2.35% (stronger) | 1.05% |
| Loans ÷ deposits | 84.1% (stronger) | 91.7% |
| Uninsured deposits | 31.3% (stronger) | 32.5% |
| Offices | 14 | 80 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.2% |
PB&T Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), PB&T Bank leads on 6 and Academy Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.