Side-by-side · Q2 2026 data
PB&T Bank vs High Country Bank
Metric by metric
| Measure | PB&T Bank | High Country Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 56 |
| Capital cushion | 56 (stronger) | 46 |
| Loan quality | 82 (stronger) | 55 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 58 (stronger) | 56 |
| Problem-loan coverage | 93 (stronger) | 78 |
| Peer percentile | 61st | 13th |
| Total assets | $815.2M | $528.5M |
| Deposits / shares | $717.6M | $450.5M |
| Capital ratio | 10.64% (stronger) | 9.62% |
| Problem loans | 0.54% (stronger) | 1.34% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.35% (stronger) | 1.08% |
| Loans ÷ deposits | 84.1% (stronger) | 97.8% |
| Uninsured deposits | 31.3% | 20.7% (stronger) |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.4% |
PB&T Bank has the higher TellerScore (75 vs 56). On the 7 directional measures above (where higher or lower is clearly better), PB&T Bank leads on 6 and High Country Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Salida, CO
- Canon City, CO
- Longmont, CO