Side-by-side · Q2 2026 data
PB&T Bank vs Yampa Valley Bank
Metric by metric
| Measure | PB&T Bank | Yampa Valley Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 56 (stronger) | 44 |
| Loan quality | 82 | 97 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 58 | 74 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 61st | 72nd |
| Total assets | $815.2M | $687.6M |
| Deposits / shares | $717.6M | $614.1M |
| Capital ratio | 10.64% (stronger) | 9.39% |
| Problem loans | 0.54% | 0.09% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 2.35% (stronger) | 2.26% |
| Loans ÷ deposits | 84.1% (stronger) | 86.3% |
| Uninsured deposits | 31.3% | 12.3% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yampa Valley Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), PB&T Bank leads on 4 and Yampa Valley Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.