Side-by-side · Q2 2026 data
Pbk Bank, Inc. vs Citizens Guaranty Bank
Metric by metric
| Measure | Pbk Bank, Inc. | Citizens Guaranty Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 85 (stronger) | 30 |
| Earnings | 93 (stronger) | 80 |
| Funding & liquidity | 95 (stronger) | 53 |
| Problem-loan coverage | 96 (stronger) | 53 |
| Peer percentile | 98th | 6th |
| Total assets | $175.6M | $303.6M |
| Deposits / shares | $150.4M | $260.7M |
| Capital ratio | 15.17% (stronger) | 8.65% |
| Problem loans | 0.46% (stronger) | 2.11% |
| Net charge-offs | 0.19% (stronger) | 0.32% |
| Return on assets | 1.82% (stronger) | 1.51% |
| Loans ÷ deposits | 64.9% (stronger) | 107.0% |
| Uninsured deposits | 9.0% (stronger) | 14.1% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pbk Bank, Inc. has the higher TellerScore (94 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Pbk Bank, Inc. leads on 7 and Citizens Guaranty Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.