TellerScore

Side-by-side · Q2 2026 data

Pbk Bank, Inc. vs Commonwealth Federal Credit Union

Bank

Pbk Bank, Inc.

Stanford, Kentucky · $100 million – $1 billion

94of 100
Very strong

Credit union

Commonwealth Federal Credit Union

Frankfort, Kentucky · $1 billion – $10 billion

73of 100
Strong

Metric by metric

MeasurePbk Bank, Inc.Commonwealth Federal Credit Union
TellerScore94 (stronger)73
Capital cushion100 (stronger)63
Loan quality85 (stronger)71
Earnings93 (stronger)82
Funding & liquidity95 (stronger)76
Problem-loan coverage96 (stronger)88
Peer percentile98th70th
Total assets$175.6M$2.9B
Deposits / shares$150.4M$2.6B
Capital ratio15.17% (stronger)11.26%
Problem loans0.46% (stronger)0.87%
Net charge-offs0.19% (stronger)0.94%
Return on assets1.82% (stronger)1.55%
Loans ÷ deposits64.9% (stronger)84.1%
Uninsured deposits9.0%7.5% (stronger)
Offices615
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Pbk Bank, Inc. has the higher TellerScore (94 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pbk Bank, Inc. leads on 6 and Commonwealth Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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