Side-by-side · Q2 2026 data
Pbt Bancorp vs River City Bank, Inc.
Metric by metric
| Measure | Pbt Bancorp | River City Bank, Inc. |
|---|---|---|
| TellerScore | 28 | 74 (stronger) |
| Capital cushion | 32 | 67 (stronger) |
| Loan quality | 11 | 88 (stronger) |
| Earnings | 19 | 61 (stronger) |
| Funding & liquidity | 66 | 68 (stronger) |
| Problem-loan coverage | 20 | 95 (stronger) |
| Peer percentile | 1st | 57th |
| Total assets | $473.2M | $494.9M |
| Deposits / shares | $426.7M | $438.3M |
| Capital ratio | 8.15% | 11.72% (stronger) |
| Problem loans | 2.66% | 0.36% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | -0.01% | 1.02% (stronger) |
| Loans ÷ deposits | 86.1% | 85.2% (stronger) |
| Uninsured deposits | 22.3% | 21.9% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
River City Bank, Inc. has the higher TellerScore (74 vs 28). On the 7 directional measures above (where higher or lower is clearly better), Pbt Bancorp leads on 0 and River City Bank, Inc. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.