Side-by-side · Q2 2026 data
Pbt Bancorp vs Whitaker Bank
Metric by metric
| Measure | Pbt Bancorp | Whitaker Bank |
|---|---|---|
| TellerScore | 28 | 84 (stronger) |
| Capital cushion | 32 | 79 (stronger) |
| Loan quality | 11 | 93 (stronger) |
| Earnings | 19 | 77 (stronger) |
| Funding & liquidity | 66 | 80 (stronger) |
| Problem-loan coverage | 20 | 98 (stronger) |
| Peer percentile | 1st | 95th |
| Total assets | $473.2M | $1.9B |
| Deposits / shares | $426.7M | $1.6B |
| Capital ratio | 8.15% | 12.89% (stronger) |
| Problem loans | 2.66% | 0.21% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | -0.01% | 1.42% (stronger) |
| Loans ÷ deposits | 86.1% | 67.3% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 26.8% |
| Offices | 5 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 28). On the 7 directional measures above (where higher or lower is clearly better), Pbt Bancorp leads on 2 and Whitaker Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hazard, KY
- Stanton, KY