Side-by-side · Q2 2026 data
PCSB Bank vs Cornerstone Bank
Metric by metric
| Measure | PCSB Bank | Cornerstone Bank |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 92 (stronger) | 84 |
| Earnings | 56 (stronger) | 47 |
| Funding & liquidity | 96 (stronger) | 84 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 68th | 73rd |
| Total assets | $326.1M | $42.0M |
| Deposits / shares | $294.0M | $34.6M |
| Capital ratio | 11.09% | 15.19% (stronger) |
| Problem loans | 0.25% (stronger) | 0.47% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 0.91% (stronger) | 0.68% |
| Loans ÷ deposits | 60.3% (stronger) | 75.8% |
| Uninsured deposits | 18.7% | 8.5% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cornerstone Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), PCSB Bank leads on 4 and Cornerstone Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clarinda, IA