Side-by-side · Q2 2026 data
Peach State Federal Credit Union vs Associated Credit Union
Credit union
Peach State Federal Credit Union
Lawrenceville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Peach State Federal Credit Union | Associated Credit Union |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 42 | 80 (stronger) |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 52 (stronger) | 49 |
| Funding & liquidity | 85 (stronger) | 75 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 50th | 82nd |
| Total assets | $1.1B | $2.5B |
| Deposits / shares | $1.0B | $2.2B |
| Capital ratio | 9.18% | 13.03% (stronger) |
| Problem loans | 0.32% | 0.30% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.54% |
| Return on assets | 0.80% (stronger) | 0.72% |
| Loans ÷ deposits | 74.9% (stronger) | 84.9% |
| Uninsured deposits | 4.5% (stronger) | 7.3% |
| Offices | 7 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.7% | 22.1% |
Associated Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peach State Federal Credit Union leads on 4 and Associated Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.