Side-by-side · Q2 2026 data
Peach State Federal Credit Union vs Robins Financial Credit Union
Credit union
Peach State Federal Credit Union
Lawrenceville, Georgia · $1 billion – $10 billion
Credit union
Robins Financial Credit Union
Warner Robins, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Peach State Federal Credit Union | Robins Financial Credit Union |
|---|---|---|
| TellerScore | 68 | 94 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 89 (stronger) | 87 |
| Earnings | 52 | 97 (stronger) |
| Funding & liquidity | 85 | 90 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 50th | 99th |
| Total assets | $1.1B | $5.0B |
| Deposits / shares | $1.0B | $4.1B |
| Capital ratio | 9.18% | 17.61% (stronger) |
| Problem loans | 0.32% (stronger) | 0.40% |
| Net charge-offs | 0.31% (stronger) | 0.42% |
| Return on assets | 0.80% | 1.91% (stronger) |
| Loans ÷ deposits | 74.9% | 70.6% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 7.2% |
| Offices | 7 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Robins Financial Credit Union has the higher TellerScore (94 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peach State Federal Credit Union leads on 3 and Robins Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.