Side-by-side · Q2 2026 data
Peninsula Community Federal Credit Union vs Puget Sound Cooperative
Credit union
Peninsula Community Federal Credit Union
Shelton, Washington · $100 million – $1 billion
Metric by metric
| Measure | Peninsula Community Federal Credit Union | Puget Sound Cooperative |
|---|---|---|
| TellerScore | 68 (stronger) | 65 |
| Capital cushion | 67 (stronger) | 62 |
| Loan quality | 65 | 81 (stronger) |
| Earnings | 50 (stronger) | 29 |
| Funding & liquidity | 84 (stronger) | 76 |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 45th | 34th |
| Total assets | $304.2M | $273.8M |
| Deposits / shares | $267.4M | $240.9M |
| Capital ratio | 11.74% (stronger) | 11.23% |
| Problem loans | 1.06% | 0.57% (stronger) |
| Net charge-offs | 0.86% | 0.12% (stronger) |
| Return on assets | 0.76% (stronger) | 0.23% |
| Loans ÷ deposits | 76.2% (stronger) | 83.8% |
| Uninsured deposits | 2.9% (stronger) | 13.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peninsula Community Federal Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Peninsula Community Federal Credit Union leads on 5 and Puget Sound Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.