Side-by-side · Q2 2026 data
Peninsula Community Federal Credit Union vs Wcla Credit Union
Credit union
Peninsula Community Federal Credit Union
Shelton, Washington · $100 million – $1 billion
Metric by metric
| Measure | Peninsula Community Federal Credit Union | Wcla Credit Union |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 65 | 90 (stronger) |
| Earnings | 50 | 92 (stronger) |
| Funding & liquidity | 84 (stronger) | 36 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 45th | 89th |
| Total assets | $304.2M | $141.9M |
| Deposits / shares | $267.4M | $111.8M |
| Capital ratio | 11.74% | 17.50% (stronger) |
| Problem loans | 1.06% | 0.29% (stronger) |
| Net charge-offs | 0.86% | 0.08% (stronger) |
| Return on assets | 0.76% | 1.81% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 105.7% |
| Uninsured deposits | 2.9% (stronger) | 31.9% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wcla Credit Union has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peninsula Community Federal Credit Union leads on 2 and Wcla Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.