Side-by-side · Q2 2026 data
Peninsula Federal Credit Union vs Our Credit Union
Metric by metric
| Measure | Peninsula Federal Credit Union | Our Credit Union |
|---|---|---|
| TellerScore | 58 | 68 (stronger) |
| Capital cushion | 40 | 50 (stronger) |
| Loan quality | 69 | 84 (stronger) |
| Earnings | 49 (stronger) | 45 |
| Funding & liquidity | 69 | 91 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 16th | 45th |
| Total assets | $355.7M | $375.1M |
| Deposits / shares | $321.0M | $347.3M |
| Capital ratio | 9.03% | 9.98% (stronger) |
| Problem loans | 0.94% | 0.48% (stronger) |
| Net charge-offs | 0.63% | 0.39% (stronger) |
| Return on assets | 0.73% (stronger) | 0.63% |
| Loans ÷ deposits | 91.2% | 68.9% (stronger) |
| Uninsured deposits | 7.7% | 4.4% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Credit Union has the higher TellerScore (68 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Peninsula Federal Credit Union leads on 1 and Our Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.